If you are looking for a home mortgage loan with 100% financing and no money down, nothing required, here is a list of our recommended zero down mortgage finance lenders.

These are the Best of the Best:
(updated )

Mortgage rates are still low. Refinance & Lower Your Payment!
    - Get Started on a Lower Payment Now!
    - America's #1 Online Lender
    - Save More and Spend Less!
    - No Obligation and Free Expert Advice

Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.

Act Now! Lower your monthly mortgage payment!     - Competitive rates and no hidden fees
    - Bad Credit OK
    - New Purchases, Home Equity & Refinance
    - One dedicated mortgage banker from first call to closing
    - Quick Application with worthwhile results

If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.

The average rate of interest on mortgage loans continues to fall and has been under 5 percent for almost all of this past year, with this recent round of rate cuts seen as the lowest for borrowers in years. The reason, many borrowers today have bad or at least less than perfect credit scores. Still a borrower with less then perfect credit an jump through a few hoops and get a fairly decen rate on a loan.

Most of these lenders will provide you with quotes from up to 4 different lenders.  See if you qualify for 100% financing by completing the application. 

Consider applying with more than one broker to get more competitive offers. 

Applying for a loan for your residence or property online can save you money because lenders and brokers are competing for your business. 

Choose a mortgage company that can offer you the best terms and the lowest interest rates you can qualify for.  Don't make a commitment with the first lender you get approved with.  Make sure to apply with 2-3 companies until you get a basic idea of what you can qualify for.

Bad Credit?  Bankruptcy?  Consider using our Recommended Bad Credit Mortgage Lenders Online.  Even with poor credit history or a low credit score, you may still be able to get a pre-approval for 100 percent financing.