Whether you are looking for a mortgage, payday loan, car loan or debt help...

In 1999, North Carolina became the first state in the nation to enact predatory lending laws. During the first year alone, it is estimated that North Carolina citizens saved an estimated $100 million as a result of the legislation. The goal of the laws is to save residents money, without impeding credit options or the subprime lending market. The regulatory measures have done just that; the subprime lending industry continues to grow in the state and options are still available to those who have less than perfect credit.



In fact, the North Carolina laws have proved to be so effective, that more than half of the other states have enacted similar anti-predatory lending laws. Most have used the original North Carolina law as their model. 

Those these regulations protect consumers, it is still recommended that North Carolina residents take time to carefully compare rates, lenders, and loan terms prior to the loan purchase.

Our recommended companies service North Carolina, including these cities; Chapel Hill, Charlotte, Durham, Fayetteville, Greensboro, Raleigh, and Winston-Salem.

Our Recommended Lenders Servicing North Carolina -

Suggested State Sources For Loans -

(updated ):

Act Now! Lower your monthly mortgage payment!     - Competitive rates and no hidden fees
    - Bad Credit OK
    - New Purchases, Home Equity & Refinance
    - One dedicated mortgage banker from first call to closing
    - Quick Application with worthwhile results