Are you in credit crisis? Are you looking for answers? What are your choices?
An interview with a Credit Counselor can help you decide upon which option(s) is best for you:
- Debt Settlement
- Debt Consolidation
- Debt Negotiation
- Bankruptcy
Recommended Online Credit Help:
Top Recommended Companies To Refinance With:
(updated ):
Act Now! Lower your monthly mortgage payment!
- Competitive rates and no hidden fees
- Bad Credit OK
- New Purchases, Home Equity & Refinance
- One dedicated mortgage banker from first call to closing
- Quick Application with worthwhile results
If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.
Mortgage rates are still low. Refinance & Lower Your Payment!
- Get Started on a Lower Payment Now!
- America's #1 Online Lender
- Save More and Spend Less!
- No Obligation and Free Expert Advice
Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.
If you are at least $10k in debt and need help to get out, then Credit Counseling might be the best solution for you. Credit Counseling is typically a free service provided by professionals that can really help guide you on how to get back on your financial feet. Look for reputable companies, many can be found online, that provide the service with no strings attached.
Credit counseling companies analyze your situation to help show you how you got into your debt crisis in the first place and then devise a plan to help get you out. They will negotiate with your creditors to reduce the debt balances, waive fees, and cut interest rates. These efforts can often save you up to 50% on your overall total debt.
Be careful with credit counseling companies, make sure they are accredited and are a member of the local chapter of the Better Business Bureau (BBB) or at least do not have any negative reviews with the BBB. Most offer free counseling because they are non-profit companies.
Credit counselors will use you your credit report in order to help guide you in cleaning it up along with your debt. They work with your creditors to stop the collection calls through their negotiation. Ultimately, they will lay out a customized detailed plan and budget that you must follow in order to break the debt cycle and get yourself out of debt.
Save TIME & MONEY and take a look at some of our recommended online Debt Counseling Companies:
Buried In Debt? We Can Help. Get A Free Consultation Now!