If you are looking for a government backed mortgage loan like an FHA or VA mortgage loan, find out which companies and options are best for you.
Here are some Recommended FHA/VA Mortgage Lenders:
In comparing lenders, we analyze:
- Whether or not they have competitive interest rates.
- Their popularity among other borrowers.
- Whether or not they are reputable as a company.
...and other factors
Top Recommended Companies To Refinance With:
(updated ):
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- Competitive rates and no hidden fees
- Bad Credit OK
- New Purchases, Home Equity & Refinance
- One dedicated mortgage banker from first call to closing
- Quick Application with worthwhile results
If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.
Mortgage rates are still low. Refinance & Lower Your Payment!
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- America's #1 Online Lender
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- No Obligation and Free Expert Advice
Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.
We recommend applying initially with mortgage loan companies who can provide you with multiple, competing offers. When applying for a home loan, you don't want to have your credit pulled over and over with every lender, its best to consolidate your credit inquiries with 3-4 companies who will each get you multiple offers.
You can qualify for an FHA loan, it is a little more effort to qualify sometimes but not much because it is government backed. The FHA guidelines a little more stringent for things like loan to income ratio, total house costs etc. There are a few issues to remember when dealing with a FHA loan. You cannot own two homes using FHA loans. Meaning you can?t rent out a property which you secured using an FHA loan and then go purchase another home using an FHA loan. Your home must be owner occupied. Another drawback would be that there are limits to the total loan amount. If your home is high priced you may not be able to qualify for an FHA loan.
Everyone deserves to be a homeowner no matter what the need or situation.
