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Illinois is currently experiencing a tight economy. Industrial jobs have seen a major decline and many Illinois residents have found themselves in a tough spot. This has led to a very competitive lending industry for Illinois residents. Lenders are currently offering low rates on refinances, home equity loans, personal loans, and other types of loan purchases.



To protect borrowers in their state, Illinois has enacted many different laws and lending regulations. An example is the Illinois High Risk Home Loan Act. Though the act does not put limits on rates and closing costs, its does prohibit the use of certain loan terms and transactions with rates that exceed the established threshold. 

Though Illinois borrowers should feel protected by the strict state regulations, they should also further protect themselves by carefully researching a loan prior to purchase. Comparing lenders, rates, and loan terms will be very beneficial to any borrower. 

Our recommended companies service Illinois, including these cities;  Champaign-Urbana, Chicago, Moline, Peoria, and Rockford.

Our Recommended Lenders Servicing Illinois -

Suggested State Sources For Loans -

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