If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.

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Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.

2. Because of competition online, you can get really competitive interest rates.

3. Mortgage lenders online tend to offer a great variety of mortgage loan programs, including more flexible repayment terms and lower rates of interest.

4. Because of competition online for business, there are many more mortgage programs for people online. 

5. Online you can get a quick response to your application, as opposed to applying in the real world, where you usually have to wait a day or two for a response.

Cons of Applying Online:

1. Not all online home loan mortgage lenders have representation in all 50 states – so if you do apply for a mortgage loan online, make sure they’re represented in your home state.

2. You may be getting the deal that best suits their needs, not yours.

3. Sometimes you have to pay an application fee even before you know if your application has been successful – something that is not always the case in the ‘real’ world.

4. Sometimes it can be hard to find a specific broker to work with.  You may have to talk to different people every time.

Here are our recommended sources for mortgage lenders online: