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Utah’s job market is one of the best in the nation. Experts say that it is this job market that fuels the state’s prosperous economy. The Utah housing market is also doing remarkable well and has seen healthy increases in home sales. Still, prices are affordable in most areas of the state.



To further encourage economic growth and home ownership, Utah recently created the Utah High Cost Home Loan Act. The act prohibits anti-predatory lending practices that can sometimes occur with high cost loans and regulates prepayment penalties, financing points and fees, negative amortization, and arbitration clauses.

Even with the law in effect, Utah borrowers are encouraged to find a reputable lender who can offer good rates and fair loan terms. It is also recommended that all options be explored and compared prior to the purchase of any type of loan.

Our recommended companies service Utah, including these cities; Salt Lake City, Ogden, Provo, and St. George.

Our Recommended Lenders Servicing Utah -

Suggested State Sources For Loans -

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