Apply with our recommended lenders online that service the state of California. Make sure to apply with more than one company in order to get the most competitive interest rate and terms that you can qualify for.
These are the Best of the Best:
Mortgage rates are still low. Refinance & Lower Your Payment!
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Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.
Act Now! Lower your monthly mortgage payment!
- Competitive rates and no hidden fees
- Bad Credit OK
- New Purchases, Home Equity & Refinance
- One dedicated mortgage banker from first call to closing
- Quick Application with worthwhile results
If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.
The average rate of interest on mortgage loans continues to fall and has been under 5 percent for almost all of this past year, with this recent round of rate cuts seen as the lowest for borrowers in years. The reason, many borrowers today have bad or at least less than perfect credit scores. Still a borrower with less then perfect credit an jump through a few hoops and get a fairly decen rate on a loan.
In comparing lenders, we analyze:
- Whether or not they offer the lowest interest rates.
- The lenders popularity among other home refinancing borrowers.
- Whether or not they are reputable as a mortgage refinance company and other factors.
If you would like to:
- Consolidate bills or do a debt consolidation loan
- lower your rate or monthly payments... or
- get cash out...
We recommend applying initially with mortgage loan companies who can provide you with multiple, competing offers.
Lowest Rate Refinancing
When applying for a home loan, you don't want to have your credit pulled over and over with every lender, its best to consolidate your credit inquiries with 3-4 companies who will each get you multiple offers.