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Second Mortgages - 2nd Mortgage Loans

Are you are looking to cash out on the equity in your home?  There are several different types of second mortgages available. 

You can get a line of credit or an installment loan that you pay back only once.  Your interest rate will be determined by your credit score and how much equity you have in your home.  Even if you have no equity, you may be surprised how much you can still borrow against your home.

Do You Have Bad Credit? See our Bad Credit Mtg. Lenders

Recommended 2nd Mortgage Companies Online:

These are the Best of the Best:
(updated )

Mortgage rates are still low. Refinance & Lower Your Payment!
    - Get Started on a Lower Payment Now!
    - America's #1 Online Lender
    - Save More and Spend Less!
    - No Obligation and Free Expert Advice

Another Great "bad-credit" Mortgage Company! QuickenLoans is also a competitive mortgage company for people with all types of credit including poor credit. Refinance or get new mortgage offers from this reputable Web based mortgage lender.

Act Now! Lower your monthly mortgage payment!     - Competitive rates and no hidden fees
    - Bad Credit OK
    - New Purchases, Home Equity & Refinance
    - One dedicated mortgage banker from first call to closing
    - Quick Application with worthwhile results

If you are looking for a mortgage loan but have "less than perfect credit" this company has options for people with credit problems. Complete a short form and get one dedicated mortgage banker from first call to closing with a simple, straightforward process.

The average rate of interest on mortgage loans continues to fall and has been under 5 percent for almost all of this past year, with this recent round of rate cuts seen as the lowest for borrowers in years. The reason, many borrowers today have bad or at least less than perfect credit scores. Still a borrower with less then perfect credit an jump through a few hoops and get a fairly decen rate on a loan.

If you do decide to borrow more than 100% of the equity in your home, be careful.  If you plan on moving within the next 2-3 years you might not be able to pay back the loan with the appreciation in your home.  However, if you are using the home equity loan to do home improvements, those home improvements may increase the value of your home, essentially paying back the loan you took out.

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